Median home value in zip code 13642 (Gouverneur, NY) is $124,065, up 4.4% year over year. Part of the Ogdensburg-Massena, NY metropolitan area.

Home Value$124,065

YoY Change

+4.4%

Prices rising — worse for buyers.

Affordability

Enter your income for 13642 (Gouverneur).

Income (annual)

Down Payment

$24,813 on $124,065

Example: $75,000 household income. Change it above to see your own.

Affordable15.3% of income

Under the 28% guideline.

PITI$955

P/I15.3%

Afford$227K

Room+$103K

P&I $627Tax $178Ins $150

6.50% 30yr, 20% down, county tax + NY ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

13642 is part of the Ogdensburg-Massena, NY metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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