Median home value in zip code 13646 (Hammond, NY) is $165,358, up 3.5% year over year. Part of the Ogdensburg-Massena, NY metropolitan area.

Home Value$165,358

YoY Change

+3.5%

Prices rising — worse for buyers.

Affordability

Enter your income for 13646 (Hammond).

Income (annual)

Down Payment

$33,072 on $165,358

Example: $75,000 household income. Change it above to see your own.

Affordable19.6% of income

Under the 28% guideline.

PITI$1,223

P/I19.6%

Afford$237K

Room+$71K

P&I $836Tax $237Ins $150

6.50% 30yr, 20% down, county tax + NY ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

13646 is part of the Ogdensburg-Massena, NY metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Ogdensburg-Massena, NY analysis

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