Median home value in zip code 13650 (Henderson, NY) is $253,166, up 2.7% year over year. Part of the Watertown-Fort Drum, NY metropolitan area.

Home Value$253,166

YoY Change

+2.7%

Prices rising — worse for buyers.

Affordability

Enter your income for 13650 (Henderson).

Income (annual)

Down Payment

$50,633 on $253,166

Example: $75,000 household income. Change it above to see your own.

Stretch28.7% of income

Above 28% but manageable with cuts.

PITI$1,793

P/I28.7%

Afford$247K

Gap-$6K

P&I $1,280Tax $363Ins $150

6.50% 30yr, 20% down, county tax + NY ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

13650 is part of the Watertown-Fort Drum, NY metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Watertown-Fort Drum, NY analysis

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