Median home value in zip code 13691 (Theresa, NY) is $196,620, up 0.7% year over year. Part of the Watertown-Fort Drum, NY metropolitan area.

Home Value$196,620

YoY Change

+0.7%

Prices rising — worse for buyers.

Affordability

Enter your income for 13691 (Theresa).

Income (annual)

Down Payment

$39,324 on $196,620

Example: $75,000 household income. Change it above to see your own.

Affordable22.8% of income

Under the 28% guideline.

PITI$1,426

P/I22.8%

Afford$241K

Room+$45K

P&I $994Tax $282Ins $150

6.50% 30yr, 20% down, county tax + NY ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

13691 is part of the Watertown-Fort Drum, NY metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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