Median home value in zip code 13694 (Waddington, NY) is $173K, up 3.2% year over year. Part of the Ogdensburg-Massena, NY metropolitan area.

Full stress scores, AI analysis, and 12-month forecast: Ogdensburg-Massena, NY metro →

Home Value$172,564

YoY Change

+3.2%

AFFORDABILITY

Enter your income for 13694 (Waddington).

Income (annual)

Down Payment

$34,513 on $172,564

Affordable — 20.3% of income

Under the 28% guideline.

PITI$1,270

P/I20.3%

Afford$238K

Room+$65K

P&I $873Tax $247Ins $150

6.50% 30yr, 20% down, county tax + NY ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

13694 is part of the Ogdensburg-Massena, NY metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Ogdensburg-Massena, NY analysis

Want deeper metro-level analysis?Stress scores, crash risk, 12-month forecasts, and early warning signals for 195 US metros.

Try Free