Median home value in zip code 13754 (Deposit, NY) is $171,201, down 0.8% year over year. Part of the Binghamton, NY metropolitan area.

Home Value$171,201

YoY Change

-0.8%

Prices falling — better for buyers.

Affordability

Enter your income for 13754 (Deposit).

Income (annual)

Down Payment

$34,240 on $171,201

Example: $75,000 household income. Change it above to see your own.

Affordable20.2% of income

Under the 28% guideline.

PITI$1,261

P/I20.2%

Afford$238K

Room+$66K

P&I $866Tax $245Ins $150

6.50% 30yr, 20% down, county tax + NY ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

13754 is part of the Binghamton, NY metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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