Median home value in zip code 13787 (Harpursville, NY) is $176,780, down 0.2% year over year. Part of the Binghamton, NY metropolitan area.

Home Value$176,780

YoY Change

-0.2%

Prices falling — better for buyers.

Affordability

Enter your income for 13787 (Harpursville).

Income (annual)

Down Payment

$35,356 on $176,780

Example: $75,000 household income. Change it above to see your own.

Affordable20.8% of income

Under the 28% guideline.

PITI$1,297

P/I20.8%

Afford$239K

Room+$62K

P&I $894Tax $253Ins $150

6.50% 30yr, 20% down, county tax + NY ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

13787 is part of the Binghamton, NY metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Binghamton, NY analysis

Want deeper metro-level analysis?Stress scores, crash risk, 12-month forecasts, and early warning signals for 195 US metros.

Try Free

Weekly briefing

Every Monday — score changes, top movers, and what shifted. Free.