Median home value in zip code 13795 (Kirkwood, NY) is $174,772, down 0.5% year over year. Part of the Binghamton, NY metropolitan area.

Home Value$174,772

YoY Change

-0.5%

Prices falling — better for buyers.

Affordability

Enter your income for 13795 (Kirkwood).

Income (annual)

Down Payment

$34,954 on $174,772

Example: $75,000 household income. Change it above to see your own.

Affordable20.5% of income

Under the 28% guideline.

PITI$1,284

P/I20.5%

Afford$238K

Room+$63K

P&I $884Tax $251Ins $150

6.50% 30yr, 20% down, county tax + NY ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

13795 is part of the Binghamton, NY metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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