Median home value in zip code 13807 (Milford, NY) is $215,018, up 0.9% year over year. Part of the Oneonta, NY metropolitan area.

Home Value$215,018

YoY Change

+0.9%

Prices rising — worse for buyers.

Affordability

Enter your income for 13807 (Milford).

Income (annual)

Down Payment

$43,004 on $215,018

Example: $75,000 household income. Change it above to see your own.

Affordable24.7% of income

Under the 28% guideline.

PITI$1,545

P/I24.7%

Afford$244K

Room+$29K

P&I $1,087Tax $308Ins $150

6.50% 30yr, 20% down, county tax + NY ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

13807 is part of the Oneonta, NY metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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