Median home value in zip code 13809 (Mount Upton, NY) is $152K, down 2.6% year over year. Part of the Oneonta, NY metropolitan area.
Full stress scores, AI analysis, and 12-month forecast: Oneonta, NY metro →
Home Value$151,550
YoY Change
-2.6%
AFFORDABILITY6.50% 30yr, 20% down, county tax + NY ins. 28% per HUD.
Enter your income for 13809 (Mount Upton).
$30,310 on $151,550
Affordable — 18.1% of income
Under the 28% guideline.
PITI$1,134
P/I18.1%
Afford$234K
Room+$82K
P&I $766Tax $217Ins $150
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Metro Analysis
13809 is part of the Oneonta, NY metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.
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