Median home value in zip code 13827 (Owego, NY) is $190,997, up 3.3% year over year. Part of the Binghamton, NY metropolitan area.

Home Value$190,997

YoY Change

+3.3%

Prices rising — worse for buyers.

Affordability

Enter your income for 13827 (Owego).

Income (annual)

Down Payment

$38,199 on $190,997

Example: $75,000 household income. Change it above to see your own.

Affordable22.2% of income

Under the 28% guideline.

PITI$1,390

P/I22.2%

Afford$240K

Room+$49K

P&I $966Tax $274Ins $150

6.50% 30yr, 20% down, county tax + NY ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

13827 is part of the Binghamton, NY metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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