Median home value in zip code 13835 (Richford, NY) is $170,077, up 8.6% year over year. Part of the Binghamton, NY metropolitan area.

Home Value$170,077

YoY Change

+8.6%

Prices rising — worse for buyers.

Affordability

Enter your income for 13835 (Richford).

Income (annual)

Down Payment

$34,015 on $170,077

Example: $75,000 household income. Change it above to see your own.

Affordable20.1% of income

Under the 28% guideline.

PITI$1,254

P/I20.1%

Afford$237K

Room+$67K

P&I $860Tax $244Ins $150

6.50% 30yr, 20% down, county tax + NY ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

13835 is part of the Binghamton, NY metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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