Median home value in zip code 13841 (Smithville Flats, NY) is $142K, up 0.8% year over year. Part of the Cortland, NY metropolitan area.
Full stress scores, AI analysis, and 12-month forecast: Cortland, NY metro →
Home Value$141,945
YoY Change
+0.8%
AFFORDABILITY6.50% 30yr, 20% down, county tax + NY ins. 28% per HUD.
Enter your income for 13841 (Smithville Flats).
$28,389 on $141,945
Affordable — 17.1% of income
Under the 28% guideline.
PITI$1,071
P/I17.1%
Afford$232K
Room+$90K
P&I $718Tax $203Ins $150
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Metro Analysis
13841 is part of the Cortland, NY metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.
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