Zip Code

13843

Gilbertsville, NYOneonta, NY

Median home value in zip code 13843 (Gilbertsville, NY) is $167K, down 1.0% year over year. Part of the Oneonta, NY metropolitan area.

Full stress scores, AI analysis, and 12-month forecast: Oneonta, NY metro →

Home Value$166,797
YoY Change
-1.0%
AFFORDABILITY

Enter your income for 13843 (Gilbertsville).

$33,359 on $166,797
Affordable — 19.7% of income

Under the 28% guideline.

PITI$1,232
P/I19.7%
Afford$237K
Room+$70K
P&I $843Tax $239Ins $150
6.50% 30yr, 20% down, county tax + NY ins. 28% per HUD.
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Metro Analysis

13843 is part of the Oneonta, NY metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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