Median home value in zip code 13843 (Gilbertsville, NY) is $166,797, down 1.0% year over year. Part of the Oneonta, NY metropolitan area.

Home Value$166,797

YoY Change

-1.0%

Prices falling — better for buyers.

Affordability

Enter your income for 13843 (Gilbertsville).

Income (annual)

Down Payment

$33,359 on $166,797

Example: $75,000 household income. Change it above to see your own.

Affordable19.7% of income

Under the 28% guideline.

PITI$1,232

P/I19.7%

Afford$237K

Room+$70K

P&I $843Tax $239Ins $150

6.50% 30yr, 20% down, county tax + NY ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

13843 is part of the Oneonta, NY metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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