Median home value in zip code 13850 (Vestal, NY) is $241,789, up 4.6% year over year. Part of the Binghamton, NY metropolitan area.

Home Value$241,789

YoY Change

+4.6%

Prices rising — worse for buyers.

Affordability

Enter your income for 13850 (Vestal).

Income (annual)

Down Payment

$48,358 on $241,789

Example: $75,000 household income. Change it above to see your own.

Affordable27.5% of income

Under the 28% guideline.

PITI$1,719

P/I27.5%

Afford$246K

Room+$4K

P&I $1,223Tax $347Ins $150

6.50% 30yr, 20% down, county tax + NY ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

13850 is part of the Binghamton, NY metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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