Median home value in zip code 13861 (West Oneonta, NY) is $209K, up 2.4% year over year. Part of the Oneonta, NY metropolitan area.
Full stress scores, AI analysis, and 12-month forecast: Oneonta, NY metro →
Home Value$208,719
YoY Change
+2.4%
AFFORDABILITY6.50% 30yr, 20% down, county tax + NY ins. 28% per HUD.
Enter your income for 13861 (West Oneonta).
$41,744 on $208,719
Affordable — 24.1% of income
Under the 28% guideline.
PITI$1,505
P/I24.1%
Afford$243K
Room+$34K
P&I $1,055Tax $299Ins $150
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Metro Analysis
13861 is part of the Oneonta, NY metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.
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