Median home value in zip code 13864 (Willseyville, NY) is $184,361, up 7.1% year over year. Part of the Binghamton, NY metropolitan area.

Home Value$184,361

YoY Change

+7.1%

Prices rising — worse for buyers.

Affordability

Enter your income for 13864 (Willseyville).

Income (annual)

Down Payment

$36,872 on $184,361

Example: $75,000 household income. Change it above to see your own.

Affordable21.5% of income

Under the 28% guideline.

PITI$1,346

P/I21.5%

Afford$240K

Room+$55K

P&I $932Tax $264Ins $150

6.50% 30yr, 20% down, county tax + NY ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

13864 is part of the Binghamton, NY metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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