Median home value in zip code 13901 (Binghamton, NY) is $190K, up 5.9% year over year. Part of the Binghamton, NY metropolitan area.

Full stress scores, AI analysis, and 12-month forecast: Binghamton, NY metro →

Home Value$190,220

YoY Change

+5.9%

AFFORDABILITY

Enter your income for 13901 (Binghamton).

Income (annual)

Down Payment

$38,044 on $190,220

Affordable — 22.2% of income

Under the 28% guideline.

PITI$1,385

P/I22.2%

Afford$240K

Room+$50K

P&I $962Tax $273Ins $150

6.50% 30yr, 20% down, county tax + NY ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

13901 is part of the Binghamton, NY metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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