Median home value in zip code 13904 (Binghamton, NY) is $150,068, up 3.4% year over year. Part of the Binghamton, NY metropolitan area.

Home Value$150,068

YoY Change

+3.4%

Prices rising — worse for buyers.

Affordability

Enter your income for 13904 (Binghamton).

Income (annual)

Down Payment

$30,014 on $150,068

Example: $75,000 household income. Change it above to see your own.

Affordable18% of income

Under the 28% guideline.

PITI$1,124

P/I18%

Afford$234K

Room+$84K

P&I $759Tax $215Ins $150

6.50% 30yr, 20% down, county tax + NY ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

13904 is part of the Binghamton, NY metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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