Median home value in zip code 13905 (Binghamton, NY) is $177,407, up 3.6% year over year. Part of the Binghamton, NY metropolitan area.

Home Value$177,407

YoY Change

+3.6%

Prices rising — worse for buyers.

Affordability

Enter your income for 13905 (Binghamton).

Income (annual)

Down Payment

$35,481 on $177,407

Example: $75,000 household income. Change it above to see your own.

Affordable20.8% of income

Under the 28% guideline.

PITI$1,301

P/I20.8%

Afford$239K

Room+$61K

P&I $897Tax $254Ins $150

6.50% 30yr, 20% down, county tax + NY ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

13905 is part of the Binghamton, NY metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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