Zip Code

13905

Binghamton, NYBinghamton, NY

Median home value in zip code 13905 (Binghamton, NY) is $177K, up 3.6% year over year. Part of the Binghamton, NY metropolitan area.

Full stress scores, AI analysis, and 12-month forecast: Binghamton, NY metro →

Home Value$177,407
YoY Change
+3.6%
AFFORDABILITY

Enter your income for 13905 (Binghamton).

$35,481 on $177,407
Affordable — 20.8% of income

Under the 28% guideline.

PITI$1,301
P/I20.8%
Afford$239K
Room+$61K
P&I $897Tax $254Ins $150
6.50% 30yr, 20% down, county tax + NY ins. 28% per HUD.
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Metro Analysis

13905 is part of the Binghamton, NY metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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13905 (Binghamton, NY) Housing Market | CrashWatch