Median home value in zip code 14047 (Derby, NY) is $245K, up 5.0% year over year. Part of the Buffalo-Cheektowaga, NY metropolitan area.
Full stress scores, AI analysis, and 12-month forecast: Buffalo-Cheektowaga, NY metro →
Home Value$244,878
YoY Change
+5.0%
AFFORDABILITY6.50% 30yr, 20% down, county tax + NY ins. 28% per HUD.
Enter your income for 14047 (Derby).
$48,976 on $244,878
Stretch — 29.3% of income
Above 28% but manageable with cuts.
PITI$1,831
P/I29.3%
Afford$234K
Gap-$11K
P&I $1,238Tax $443Ins $150
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Metro Analysis
14047 is part of the Buffalo-Cheektowaga, NY metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.
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