Median home value in zip code 14065 (Freedom, NY) is $185,288, up 1.7% year over year. Part of the Olean, NY metropolitan area.

Home Value$185,288

YoY Change

+1.7%

Prices rising — worse for buyers.

Affordability

Enter your income for 14065 (Freedom).

Income (annual)

Down Payment

$37,058 on $185,288

Example: $75,000 household income. Change it above to see your own.

Affordable21.6% of income

Under the 28% guideline.

PITI$1,352

P/I21.6%

Afford$240K

Room+$55K

P&I $937Tax $266Ins $150

6.50% 30yr, 20% down, county tax + NY ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

14065 is part of the Olean, NY metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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