Median home value in zip code 14086 (Lancaster, NY) is $361,426, up 4.2% year over year. Part of the Buffalo-Cheektowaga, NY metropolitan area.

Home Value$361,426

YoY Change

+4.2%

Prices rising — worse for buyers.

Affordability

Enter your income for 14086 (Lancaster).

Income (annual)

Down Payment

$72,285 on $361,426

Example: $75,000 household income. Change it above to see your own.

Out of reach42.1% of income

Need $112,757/yr to afford.

PITI$2,631

P/I42.1%

Afford$240K

Gap-$121K

P&I $1,828Tax $654Ins $150

6.50% 30yr, 20% down, county tax + NY ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

14086 is part of the Buffalo-Cheektowaga, NY metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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