Median home value in zip code 14101 (Machias, NY) is $191,009, up 5.0% year over year. Part of the Olean, NY metropolitan area.

Home Value$191,009

YoY Change

+5.0%

Prices rising — worse for buyers.

Affordability

Enter your income for 14101 (Machias).

Income (annual)

Down Payment

$38,202 on $191,009

Example: $75,000 household income. Change it above to see your own.

Affordable22.2% of income

Under the 28% guideline.

PITI$1,390

P/I22.2%

Afford$240K

Room+$49K

P&I $966Tax $274Ins $150

6.50% 30yr, 20% down, county tax + NY ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

14101 is part of the Olean, NY metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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