Median home value in zip code 14304 (Niagara Falls, NY) is $197K, up 5.8% year over year. Part of the Buffalo-Cheektowaga, NY metropolitan area.
Full stress scores, AI analysis, and 12-month forecast: Buffalo-Cheektowaga, NY metro →
Home Value$196,839
YoY Change
+5.8%
AFFORDABILITY6.50% 30yr, 20% down, county tax + NY ins. 28% per HUD.
Enter your income for 14304 (Niagara Falls).
$39,368 on $196,839
Affordable — 24% of income
Under the 28% guideline.
PITI$1,501
P/I24%
Afford$229K
Room+$33K
P&I $995Tax $356Ins $150
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Metro Analysis
14304 is part of the Buffalo-Cheektowaga, NY metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.
View Buffalo-Cheektowaga, NY analysisWant deeper metro-level analysis?Stress scores, crash risk, 12-month forecasts, and early warning signals for 195 US metros.
Try Free