Median home value in zip code 14305 (Niagara Falls, NY) is $142,246, up 7.5% year over year. Part of the Buffalo-Cheektowaga, NY metropolitan area.

Home Value$142,246

YoY Change

+7.5%

Prices rising — worse for buyers.

Affordability

Enter your income for 14305 (Niagara Falls).

Income (annual)

Down Payment

$28,449 on $142,246

Example: $75,000 household income. Change it above to see your own.

Affordable18% of income

Under the 28% guideline.

PITI$1,127

P/I18%

Afford$221K

Room+$79K

P&I $719Tax $257Ins $150

6.50% 30yr, 20% down, county tax + NY ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

14305 is part of the Buffalo-Cheektowaga, NY metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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