Zip Code

14305

Niagara Falls, NYBuffalo-Cheektowaga, NY

Median home value in zip code 14305 (Niagara Falls, NY) is $142K, up 7.5% year over year. Part of the Buffalo-Cheektowaga, NY metropolitan area.

Full stress scores, AI analysis, and 12-month forecast: Buffalo-Cheektowaga, NY metro →

Home Value$142,246
YoY Change
+7.5%
AFFORDABILITY

Enter your income for 14305 (Niagara Falls).

$28,449 on $142,246
Affordable — 18% of income

Under the 28% guideline.

PITI$1,127
P/I18%
Afford$221K
Room+$79K
P&I $719Tax $257Ins $150
6.50% 30yr, 20% down, county tax + NY ins. 28% per HUD.
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Metro Analysis

14305 is part of the Buffalo-Cheektowaga, NY metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Buffalo-Cheektowaga, NY analysis
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14305 (Niagara Falls, NY) Housing Market | CrashWatch