Median home value in zip code 14532 (Phelps, NY) is $223,655, down 0.2% year over year. Part of the Rochester, NY metropolitan area.

Home Value$223,655

YoY Change

-0.2%

Prices falling — better for buyers.

Affordability

Enter your income for 14532 (Phelps).

Income (annual)

Down Payment

$44,731 on $223,655

Example: $75,000 household income. Change it above to see your own.

Affordable25.6% of income

Under the 28% guideline.

PITI$1,601

P/I25.6%

Afford$244K

Room+$21K

P&I $1,131Tax $321Ins $150

6.50% 30yr, 20% down, county tax + NY ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

14532 is part of the Rochester, NY metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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