Median home value in zip code 14712 (Bemus Point, NY) is $318,159, up 3.1% year over year. Part of the Jamestown-Dunkirk-Fredonia, NY metropolitan area.

Home Value$318,159

YoY Change

+3.1%

Prices rising — worse for buyers.

Affordability

Enter your income for 14712 (Bemus Point).

Income (annual)

Down Payment

$63,632 on $318,159

Example: $75,000 household income. Change it above to see your own.

Stretch35.4% of income

Above 28% but manageable with cuts.

PITI$2,215

P/I35.4%

Afford$251K

Gap-$67K

P&I $1,609Tax $456Ins $150

6.50% 30yr, 20% down, county tax + NY ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

14712 is part of the Jamestown-Dunkirk-Fredonia, NY metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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