Zip Code

14813

Belmont, NY

Median home value in zip code 14813 (Belmont, NY) is $121K, up 2.0% year over year.

Home Value$120,568
YoY Change
+2.0%
AFFORDABILITY

Enter your income for 14813 (Belmont).

$24,114 on $120,568
Affordable — 14.9% of income

Under the 28% guideline.

PITI$932
P/I14.9%
Afford$226K
Room+$106K
P&I $610Tax $173Ins $150
6.50% 30yr, 20% down, county tax + NY ins. 28% per HUD.
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Want deeper metro-level analysis?Stress scores, crash risk, 12-month forecasts, and early warning signals for 195 US metros.
Try Free
14813 (Belmont, NY) Housing Market | CrashWatch