Median home value in zip code 14814 (Big Flats, NY) is $247,084, up 4.2% year over year. Part of the Elmira, NY metropolitan area.

Home Value$247,084

YoY Change

+4.2%

Prices rising — worse for buyers.

Affordability

Enter your income for 14814 (Big Flats).

Income (annual)

Down Payment

$49,417 on $247,084

Example: $75,000 household income. Change it above to see your own.

Stretch28.1% of income

Above 28% but manageable with cuts.

PITI$1,754

P/I28.1%

Afford$247K

Gap-$563

P&I $1,249Tax $354Ins $150

6.50% 30yr, 20% down, county tax + NY ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

14814 is part of the Elmira, NY metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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