Median home value in zip code 14825 (Chemung, NY) is $156K, up 3.3% year over year. Part of the Elmira, NY metropolitan area.

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Home Value$156,433

YoY Change

+3.3%

AFFORDABILITY

Enter your income for 14825 (Chemung).

Income (annual)

Down Payment

$31,287 on $156,433

Affordable — 18.6% of income

Under the 28% guideline.

PITI$1,165

P/I18.6%

Afford$235K

Room+$79K

P&I $791Tax $224Ins $150

6.50% 30yr, 20% down, county tax + NY ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

14825 is part of the Elmira, NY metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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