Median home value in zip code 14845 (Horseheads, NY) is $208,704, up 2.9% year over year. Part of the Elmira, NY metropolitan area.

Home Value$208,704

YoY Change

+2.9%

Prices rising — worse for buyers.

Affordability

Enter your income for 14845 (Horseheads).

Income (annual)

Down Payment

$41,741 on $208,704

Example: $75,000 household income. Change it above to see your own.

Affordable24.1% of income

Under the 28% guideline.

PITI$1,504

P/I24.1%

Afford$243K

Room+$34K

P&I $1,055Tax $299Ins $150

6.50% 30yr, 20% down, county tax + NY ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

14845 is part of the Elmira, NY metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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