Median home value in zip code 14860 (Lodi, NY) is $283,486, up 5.4% year over year. Part of the Seneca Falls, NY metropolitan area.

Home Value$283,486

YoY Change

+5.4%

Prices rising — worse for buyers.

Affordability

Enter your income for 14860 (Lodi).

Income (annual)

Down Payment

$56,697 on $283,486

Example: $75,000 household income. Change it above to see your own.

Stretch31.8% of income

Above 28% but manageable with cuts.

PITI$1,990

P/I31.8%

Afford$249K

Gap-$34K

P&I $1,433Tax $406Ins $150

6.50% 30yr, 20% down, county tax + NY ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

14860 is part of the Seneca Falls, NY metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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