Zip Code

14861

Lowman, NYElmira, NY

Median home value in zip code 14861 (Lowman, NY) is $158K, down 2.3% year over year. Part of the Elmira, NY metropolitan area.

Full stress scores, AI analysis, and 12-month forecast: Elmira, NY metro →

Home Value$157,619
YoY Change
-2.3%
AFFORDABILITY

Enter your income for 14861 (Lowman).

$31,524 on $157,619
Affordable — 18.8% of income

Under the 28% guideline.

PITI$1,173
P/I18.8%
Afford$235K
Room+$78K
P&I $797Tax $226Ins $150
6.50% 30yr, 20% down, county tax + NY ins. 28% per HUD.
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Metro Analysis

14861 is part of the Elmira, NY metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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14861 (Lowman, NY) Housing Market | CrashWatch