Median home value in zip code 14861 (Lowman, NY) is $157,619, down 2.3% year over year. Part of the Elmira, NY metropolitan area.

Home Value$157,619

YoY Change

-2.3%

Prices falling — better for buyers.

Affordability

Enter your income for 14861 (Lowman).

Income (annual)

Down Payment

$31,524 on $157,619

Example: $75,000 household income. Change it above to see your own.

Affordable18.8% of income

Under the 28% guideline.

PITI$1,173

P/I18.8%

Afford$235K

Room+$78K

P&I $797Tax $226Ins $150

6.50% 30yr, 20% down, county tax + NY ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

14861 is part of the Elmira, NY metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Elmira, NY analysis

Want deeper metro-level analysis?Stress scores, crash risk, 12-month forecasts, and early warning signals for 195 US metros.

Try Free

Weekly briefing

Every Monday — score changes, top movers, and what shifted. Free.