Median home value in zip code 14883 (Spencer, NY) is $202K, up 6.2% year over year. Part of the Binghamton, NY metropolitan area.

Full stress scores, AI analysis, and 12-month forecast: Binghamton, NY metro →

Home Value$202,449

YoY Change

+6.2%

AFFORDABILITY

Enter your income for 14883 (Spencer).

Income (annual)

Down Payment

$40,490 on $202,449

Affordable — 23.4% of income

Under the 28% guideline.

PITI$1,464

P/I23.4%

Afford$242K

Room+$40K

P&I $1,024Tax $290Ins $150

6.50% 30yr, 20% down, county tax + NY ins. 28% per HUD.

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Metro Analysis

14883 is part of the Binghamton, NY metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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