Median home value in zip code 14892 (Waverly, NY) is $157,976, down 0.5% year over year. Part of the Binghamton, NY metropolitan area.

Home Value$157,976

YoY Change

-0.5%

Prices falling — better for buyers.

Affordability

Enter your income for 14892 (Waverly).

Income (annual)

Down Payment

$31,595 on $157,976

Example: $75,000 household income. Change it above to see your own.

Affordable18.8% of income

Under the 28% guideline.

PITI$1,175

P/I18.8%

Afford$235K

Room+$77K

P&I $799Tax $226Ins $150

6.50% 30yr, 20% down, county tax + NY ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

14892 is part of the Binghamton, NY metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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