Median home value in zip code 14904 (Elmira, NY) is $96,095, down 3.3% year over year. Part of the Elmira, NY metropolitan area.

Home Value$96,095

YoY Change

-3.3%

Prices falling — better for buyers.

Affordability

Enter your income for 14904 (Elmira).

Income (annual)

Down Payment

$19,219 on $96,095

Example: $75,000 household income. Change it above to see your own.

Affordable12.4% of income

Under the 28% guideline.

PITI$774

P/I12.4%

Afford$217K

Room+$121K

P&I $486Tax $138Ins $150

6.50% 30yr, 20% down, county tax + NY ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

14904 is part of the Elmira, NY metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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