Median home value in zip code 16317 (Cooperstown, PA) is $141,117, down 6.5% year over year. Part of the Oil City, PA metropolitan area.

Home Value$141,117

YoY Change

-6.5%

Prices falling — better for buyers.

Affordability

Enter your income for 16317 (Cooperstown).

Income (annual)

Down Payment

$28,223 on $141,117

Example: $75,000 household income. Change it above to see your own.

Affordable16.3% of income

Under the 28% guideline.

PITI$1,016

P/I16.3%

Afford$243K

Room+$102K

P&I $714Tax $186Ins $117

6.50% 30yr, 20% down, county tax + PA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

16317 is part of the Oil City, PA metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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