Median home value in zip code 16323 (Franklin, PA) is $123,135, down 2.4% year over year. Part of the Oil City, PA metropolitan area.

Home Value$123,135

YoY Change

-2.4%

Prices falling — better for buyers.

Affordability

Enter your income for 16323 (Franklin).

Income (annual)

Down Payment

$24,627 on $123,135

Example: $75,000 household income. Change it above to see your own.

Affordable14.4% of income

Under the 28% guideline.

PITI$901

P/I14.4%

Afford$239K

Room+$116K

P&I $623Tax $162Ins $117

6.50% 30yr, 20% down, county tax + PA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

16323 is part of the Oil City, PA metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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