Median home value in zip code 16342 (Polk, PA) is $138,284, up 1.4% year over year. Part of the Oil City, PA metropolitan area.

Home Value$138,284

YoY Change

+1.4%

Prices rising — worse for buyers.

Affordability

Enter your income for 16342 (Polk).

Income (annual)

Down Payment

$27,657 on $138,284

Example: $75,000 household income. Change it above to see your own.

Affordable16% of income

Under the 28% guideline.

PITI$998

P/I16%

Afford$242K

Room+$104K

P&I $699Tax $182Ins $117

6.50% 30yr, 20% down, county tax + PA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

16342 is part of the Oil City, PA metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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