Median home value in zip code 16362 (Utica, PA) is $158,411, up 3.4% year over year. Part of the Oil City, PA metropolitan area.

Home Value$158,411

YoY Change

+3.4%

Prices rising — worse for buyers.

Affordability

Enter your income for 16362 (Utica).

Income (annual)

Down Payment

$31,682 on $158,411

Example: $75,000 household income. Change it above to see your own.

Affordable18% of income

Under the 28% guideline.

PITI$1,126

P/I18%

Afford$246K

Room+$88K

P&I $801Tax $209Ins $117

6.50% 30yr, 20% down, county tax + PA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

16362 is part of the Oil City, PA metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Oil City, PA analysis

Want deeper metro-level analysis?Stress scores, crash risk, 12-month forecasts, and early warning signals for 195 US metros.

Try Free

Weekly briefing

Every Monday — score changes, top movers, and what shifted. Free.