Median home value in zip code 16441 (Waterford, PA) is $294K, up 4.0% year over year. Part of the Erie, PA metropolitan area.
Full stress scores, AI analysis, and 12-month forecast: Erie, PA metro →
Home Value$293,618
YoY Change
+4.0%
AFFORDABILITY6.50% 30yr, 20% down, county tax + PA ins. 28% per HUD.
Enter your income for 16441 (Waterford).
$58,724 on $293,618
Stretch — 31.8% of income
Above 28% but manageable with cuts.
PITI$1,988
P/I31.8%
Afford$258K
Gap-$35K
P&I $1,485Tax $387Ins $117
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Metro Analysis
16441 is part of the Erie, PA metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.
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