Median home value in zip code 16695 (Martinsburg, PA) is $209,423, up 10.2% year over year.

Home Value$209,423

YoY Change

+10.2%

Prices rising — worse for buyers.

Affordability

Enter your income for 16695 (Martinsburg).

Income (annual)

Down Payment

$41,885 on $209,423

Example: $75,000 household income. Change it above to see your own.

Affordable23.2% of income

Under the 28% guideline.

PITI$1,451

P/I23.2%

Afford$253K

Room+$43K

P&I $1,059Tax $276Ins $117

6.50% 30yr, 20% down, county tax + PA ins. 28% per HUD.

Want deeper metro-level analysis?Stress scores, crash risk, 12-month forecasts, and early warning signals for 195 US metros.

Weekly briefing

Every Monday — score changes, top movers, and what shifted. Free.