Median home value in zip code 16801 (State College, PA) is $401,462, up 0.8% year over year. Part of the State College, PA metropolitan area.

Home Value$401,462

YoY Change

+0.8%

Prices rising — worse for buyers.

Affordability

Enter your income for 16801 (State College).

Income (annual)

Down Payment

$80,292 on $401,462

Example: $75,000 household income. Change it above to see your own.

Out of reach42.8% of income

Need $114,643/yr to afford.

PITI$2,675

P/I42.8%

Afford$263K

Gap-$139K

P&I $2,030Tax $529Ins $117

6.50% 30yr, 20% down, county tax + PA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

16801 is part of the State College, PA metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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