Median home value in zip code 16823 (Bellefonte, PA) is $297,626, up 3.1% year over year. Part of the State College, PA metropolitan area.

Home Value$297,626

YoY Change

+3.1%

Prices rising — worse for buyers.

Affordability

Enter your income for 16823 (Bellefonte).

Income (annual)

Down Payment

$59,525 on $297,626

Example: $75,000 household income. Change it above to see your own.

Stretch32.2% of income

Above 28% but manageable with cuts.

PITI$2,013

P/I32.2%

Afford$259K

Gap-$39K

P&I $1,505Tax $392Ins $117

6.50% 30yr, 20% down, county tax + PA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

16823 is part of the State College, PA metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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