Median home value in zip code 16828 (Centre Hall, PA) is $328,402, up 2.8% year over year. Part of the State College, PA metropolitan area.

Home Value$328,402

YoY Change

+2.8%

Prices rising — worse for buyers.

Affordability

Enter your income for 16828 (Centre Hall).

Income (annual)

Down Payment

$65,680 on $328,402

Example: $75,000 household income. Change it above to see your own.

Stretch35.4% of income

Above 28% but manageable with cuts.

PITI$2,210

P/I35.4%

Afford$260K

Gap-$68K

P&I $1,661Tax $432Ins $117

6.50% 30yr, 20% down, county tax + PA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

16828 is part of the State College, PA metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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