Median home value in zip code 16854 (Millheim, PA) is $227,065, up 0.5% year over year. Part of the State College, PA metropolitan area.

Home Value$227,065

YoY Change

+0.5%

Prices rising — worse for buyers.

Affordability

Enter your income for 16854 (Millheim).

Income (annual)

Down Payment

$45,413 on $227,065

Example: $75,000 household income. Change it above to see your own.

Affordable25% of income

Under the 28% guideline.

PITI$1,564

P/I25%

Afford$254K

Room+$27K

P&I $1,148Tax $299Ins $117

6.50% 30yr, 20% down, county tax + PA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

16854 is part of the State College, PA metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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