Median home value in zip code 16865 (Pennsylvania Furnace, PA) is $338,497, up 3.0% year over year. Part of the State College, PA metropolitan area.

Home Value$338,497

YoY Change

+3.0%

Prices rising — worse for buyers.

Affordability

Enter your income for 16865 (Pennsylvania Furnace).

Income (annual)

Down Payment

$67,699 on $338,497

Example: $75,000 household income. Change it above to see your own.

Out of reach36.4% of income

Need $97,457/yr to afford.

PITI$2,274

P/I36.4%

Afford$260K

Gap-$78K

P&I $1,712Tax $446Ins $117

6.50% 30yr, 20% down, county tax + PA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

16865 is part of the State College, PA metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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