Median home value in zip code 18330 (Effort, PA) is $304,689, down 1.5% year over year. Part of the East Stroudsburg, PA metropolitan area.

Home Value$304,689

YoY Change

-1.5%

Prices falling — better for buyers.

Affordability

Enter your income for 18330 (Effort).

Income (annual)

Down Payment

$60,938 on $304,689

Example: $75,000 household income. Change it above to see your own.

Stretch32.9% of income

Above 28% but manageable with cuts.

PITI$2,059

P/I32.9%

Afford$259K

Gap-$46K

P&I $1,541Tax $401Ins $117

6.50% 30yr, 20% down, county tax + PA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

18330 is part of the East Stroudsburg, PA metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View East Stroudsburg, PA analysis

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