Median home value in zip code 18709 (Luzerne, PA) is $169,287, up 1.4% year over year. Part of the Scranton--Wilkes-Barre, PA metropolitan area.

Home Value$169,287

YoY Change

+1.4%

Prices rising — worse for buyers.

Affordability

Enter your income for 18709 (Luzerne).

Income (annual)

Down Payment

$33,857 on $169,287

Example: $75,000 household income. Change it above to see your own.

Affordable19.1% of income

Under the 28% guideline.

PITI$1,196

P/I19.1%

Afford$248K

Room+$78K

P&I $856Tax $223Ins $117

6.50% 30yr, 20% down, county tax + PA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

18709 is part of the Scranton--Wilkes-Barre, PA metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Scranton--Wilkes-Barre, PA analysis

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