Median home value in zip code 18709 (Luzerne, PA) is $169K, up 1.4% year over year. Part of the Scranton--Wilkes-Barre, PA metropolitan area.

Full stress scores, AI analysis, and 12-month forecast: Scranton--Wilkes-Barre, PA metro →

Home Value$169,287

YoY Change

+1.4%

AFFORDABILITY

Enter your income for 18709 (Luzerne).

Income (annual)

Down Payment

$33,857 on $169,287

Affordable — 19.1% of income

Under the 28% guideline.

PITI$1,196

P/I19.1%

Afford$248K

Room+$78K

P&I $856Tax $223Ins $117

6.50% 30yr, 20% down, county tax + PA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

18709 is part of the Scranton--Wilkes-Barre, PA metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Scranton--Wilkes-Barre, PA analysis

Want deeper metro-level analysis?Stress scores, crash risk, 12-month forecasts, and early warning signals for 195 US metros.

Try Free